Automate transfers to improve your cost performance
Hi, I'm an automated bank transfer that I always thought was troublesome.
I hated megabanks after reading the book "I don't need a bank anymore," written by Mr. Kaminenji, who is familiar with Japanese finance.
Although it is a small transaction of salary transfer, I thought that it would be better to associate with a megabank in case you have to borrow money someday, and I always used Mizuho Bank.
However, even if I continued such a relationship, I found out that I could not borrow money when I started my business, so I shifted to Rakuten Bank, an Internet bank I want to support.
The reason I chose Rakuten Bank was that I wanted to save the trouble of transferring.
Two things in my household are not automatically debited, one funded investment purchased by Rakuten Securities, and the other is rent.
I wanted to make these payments automatically, but in the case of Mizuho Bank, the application is at the store, and the fee is 110 yen per month.
This trouble also helped, and I had to do Internet transfer every month manually all the time.
If this is Rakuten Bank, you can do it with a simple online procedure, and there is no fee.
The fee for the transfer itself has a member rank, which differs depending on the status.
What's more, the Rakuten Bank account can also use as a securities account of Rakuten Securities with a function called Money Bridge.
Thanks to this feature, you can deposit funds into your Rakuten Bank account just by depositing it into your account.
I always think about improving the cost performance of my life, and I tend to believe that this transfer problem is not a big deal in terms of time and money. However, just thinking that you have to make a transfer can be quite stressful.
I wonder if forgetting the transfer will throw away one extra thing in my head and increase my concentration on what I want to do.
I hated megabanks after reading the book "I don't need a bank anymore," written by Mr. Kaminenji, who is familiar with Japanese finance.
Although it is a small transaction of salary transfer, I thought that it would be better to associate with a megabank in case you have to borrow money someday, and I always used Mizuho Bank.
However, even if I continued such a relationship, I found out that I could not borrow money when I started my business, so I shifted to Rakuten Bank, an Internet bank I want to support.
The reason I chose Rakuten Bank was that I wanted to save the trouble of transferring.
Two things in my household are not automatically debited, one funded investment purchased by Rakuten Securities, and the other is rent.
I wanted to make these payments automatically, but in the case of Mizuho Bank, the application is at the store, and the fee is 110 yen per month.
This trouble also helped, and I had to do Internet transfer every month manually all the time.
If this is Rakuten Bank, you can do it with a simple online procedure, and there is no fee.
The fee for the transfer itself has a member rank, which differs depending on the status.
What's more, the Rakuten Bank account can also use as a securities account of Rakuten Securities with a function called Money Bridge.
Thanks to this feature, you can deposit funds into your Rakuten Bank account just by depositing it into your account.
I always think about improving the cost performance of my life, and I tend to believe that this transfer problem is not a big deal in terms of time and money. However, just thinking that you have to make a transfer can be quite stressful.
I wonder if forgetting the transfer will throw away one extra thing in my head and increase my concentration on what I want to do.
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